Richard,
does anyone make a table saw that doesn't generate a ton of noise?
Heavy belt driven cabinet saws are a lot quieter than portable
construction saws. The induction motor, belt drive, enclosed cabinet, and
the mass of the top all reduce the noise level. Still, they aren't
silent and good luck getting one of those in your apartment (unless you
have a garage you can work in).
Even a hand held circular saw is fairly noisy.
Depending on what you are needing it for, you might look at a track saw.
They are somewhat quieter than a standard circular saw (it's all
relative), and almost as accurate as the table saw. They also work great
for things like crosscutting a sheet of plywood, something that is
difficult to do on the tablesaw. I prefer using my tablesaw for most
ripping operations because it's faster to set up and repeat many times.
However, I have the Makita SP6000K track saw and have been very happy
with it, especially for cutting down sheet goods:
http://www.amazon.com/Makita-SP6000K1-2-Inch-Plunge-
Circular/dp/B000UYTKG6
That is what PPE or Personal Protective Equipment (ear plugs, ear
muffs) are for!
I use the "Work Tunes" headphones (the old style with the dial tuner).
The radio quality sucks (drifts a lot and drops out from time to time
when I move around), but the combination of blocking external noise while
providing something more entertaining to listen to makes working in the
shop a joy.
I'm concerned over the noise because my neighbors will complain.
You have limited options in an apartment complex. I basically resorted to
a handsaw, hammer, and power drill when we lived in an apartment.
I live out in a rural area now, but I still try to limit my woodworking
between 10am and 6pm or so. For especially noisy operations like running
the planer and dust collector at the same time, I close the garage doors
to knock down the noise further. I have never had a complaint, I just do
it out of respect (I wouldn't want them running power tools early in the
morning or in the evenings).
Good luck,
Anthony